We’ve helped over 270,000 people with their debt
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- Take control and get personalised support at your pace
- Over 30% of customers have chosen to Fast Track
- More than 270,000 people helped by UK Debt Expert Group
Fast Track to Debt Advice
Free express route to tailored advice on debt help
Safe, secure & confidential
- Take control and get personalised support at your pace
- Over 30% of customers have chosen to Fast Track
- More than 270,000 people helped by UK Debt Expert Group
UK Debt Expert Limited is authorised and regulated by the Financial Conduct Authority. Advice is free but fees and disadvantages may apply if you enter a debt solution. May not be suitable for all. Solutions apply to unsecured debts only. Read here. Fast Track T&Cs apply, read here.
UK’s first Fast Track debt advice service
Fast Track: The Express Route to Debt Advice
Fast Track
Take the lead in your financial journey.
When you choose Fast Track, an expert will review your finances in advance, so they can get straight to offering the advice you need.
Proactive approach
Upload your financial details securely to unlock advice sooner.
Skip queue for help
Jump straight to personalised advice with reduced wait times.
Pair with an expert
The more detail you provide, the better we can match you to an advisor.
Fast Track only speeds up access to debt advice—it doesn’t affect approval times or outcomes of any debt solution. Fast Track applies during regular business hours, otherwise advisors can offer personalised advice from 8am the next day.
How does Fast Track help me?
By taking the initiative and adding key financial details upfront, you streamline the initial stages and move to the advice process faster.
Accelerated process
Providing financial details upfront reduces information gathering time.
Pre-screened enquiry
An expert reviews your information before your advice session.
Quicker access to advice
Fewer administrative steps mean faster access to tailored advice.
Looking for a more efficient way to get debt advice? Fast Track for free today.
Debt advice your way
With Fast Track
- Upload documents online in as little as 15 minutes
- Assigned to an expert who's familiar with your financial situation
- Expert reviews finances before advice session
- Take control of process and access debt advice sooner
Without Fast Track
- Gather and share documents after contract from advisor
- Assigned to the next advailable expert
- Expert reviews finances during advice session
- Let advisor lead you through each step in the advice process
Our 3-Step Fast Track Process
1. Share Your Financial Details
Provide key information about your income, expenses, and debt repayments to give us a true picture of your finances.
2. Upload Your Bank Statements
Securely submit three months of bank statements—this allows an expert to review your finances in preparation for your advice session.
3. Get matched with a specialist
Based on the information you’ve provided, we’ll connect you with an advisor who specialises in addressing your specific debt concerns.
How it works
Without Fast Track
Initial enquiry
Provide basic personal and financial information online.
Advisor follow-up
Advisor contacts you to gather financial documents.
Discovery session
Discuss finances and review documents with advisor.
Tailored advice
Advisor offers debt advice based on your information.
With Fast Track
Enquiry and discovery
Submit enquiry and financial details securely online.
Tailored advice
Advice from an expert who’s reviewed your finances.
How it works
Without
Initial enquiry
Provide basic personal and financial information online.
Advisor follow-up
Advisor contacts you to gather financial documents.
Discovery session
Discuss finances and review documents with advisor.
Tailored advice
Advisor offers debt advice based on your information.
With
Enquiry and discovery
Submit enquiry and financial details securely online.
Tailored advice
Advice from an expert who’s reviewed your finances.
We're Rated 5-Stars, Here's Why
The UK Debt Expert Group has helped over 270,000 people in the UK deal with their debt
Was struggling to keep up
I was struggling to keep up with payments to my credit card and loan providers, it was literally leaving me with pennies after paying the monthly payments. After talking to this company it made my life so much easier and even left me with a lot of extra money each month.
Robin Lacy
The team is understanding, knowledgeable and willing to help
The team is understanding, knowledgeable and willing to help. I was in a total state of confusion not knowing where to turn. With the challenges I was facing at the time compared to now, I really can not thank you enough for your help.
Mr Camara
From stress to relief
Before the call I was so stressed, literally had nowhere to turn & wasn’t sure if my situation could be resolved as I felt I was just stuck in a rut with financial issues. Claire was fantastic, assured me she would do what she could to help, throughout the whole call she kept reassuring me & made me feel so much at ease. By the end of the call I felt so much relief & my financial stress was over.
Naheem Ali
Effortless personal experience
I spoke to Allison who was very helpful over the phone, she went through all of my options available to me without any judgement at all which was nice. Very personable phone manner and made the whole experience effortless. Very helpful.
Liam
The team are really supportive
The team are really supportive and helped me every step of the way, although I hardly had to do anything anyway. They have kept in touch to check on me regularly and make sure I am happy with everything and offered their support throughout. Couldn’t recommend them enough for those who are in stressful financial situations and need help.
Abbie
I spoke to Zahid
I spoke to Zahid and he explained everything to me , what options were available and helped me decide what would be best for me, the whole process was simple and straightforward and at an affordable monthly payment
Ruth Igiebor
Reviews from UK Debt Expert’s Trustpilot in 2024.
Frequently asked questions
Is Fast Track the right choice for me?
Fast Track is ideal for those who want to take control of their finances more quickly. By uploading key information online, you can give our advisors a head start and access tailored debt advice faster.
If you prefer a more traditional approach where an advisor gathers your financial details, usually over the phone, before they can offer you advice, then our standard process may be more suitable. It’s worth noting that the standard process typically lasts longer.
How does Fast Track differ from the standard debt advice process?
In the standard debt advice process, you provide basic details through our website, and an advisor will contact you to collect more detailed financial information before offering tailored advice. This means you’ll have to go through some extra steps before you receive personalised guidance.
With Fast Track, you take control of the discovery process by submitting your financial details upfront, so when an advisor connects with you, they can immediately focus on providing tailored advice rather than gathering information.
Will Fast Track speed up my debt solution approval?
Can I still speak to an advisor if I use Fast Track?
Yes. Fast Track simply removes delays before the advice session—it does not replace the personal guidance you’ll receive. You’ll still get the same level of expert support and advice, whether you choose to speak to a debt expert via phone, email, or WhatsApp.
What happens if I submit my details outside business hours?
You can still Fast Track outside business hours. If you choose to do so, your case will be reviewed first thing the next working day, and an advisor will get in touch from 8 AM onwards.