0800 118 4829
Our expert advice could help you:
Help also available at MoneyHelper
Help also available at MoneyHelper
We’ll find out more about your current situation and finances.
We’ll discuss all the solutions you could be eligible for.
We’ll advise on the best solution for your needs.
We’ve helped over 250,000 people find a way to deal with their debt
Was struggling to keep up
I was struggling to keep up with payments to my credit card and loan providers, it was literally leaving me with pennies after paying the monthly payments. After talking to this company it made my life so much easier and even left me with a lot of extra money each month.
Robin Lacy
The team is understanding, knowledgeable and willing to help
The team is understanding, knowledgeable and willing to help. I was in a total state of confusion not knowing where to turn. With the challenges I was facing at the time compared to now, I really can not thank you enough for your help.
Mr Camara
From stress to relief
Before the call I was so stressed, literally had nowhere to turn & wasn’t sure if my situation could be resolved as I felt I was just stuck in a rut with financial issues. Claire was fantastic, assured me she would do what she could to help, throughout the whole call she kept reassuring me & made me feel so much at ease. By the end of the call I felt so much relief & my financial stress was over.
Naheem Ali
Effortless personal experience
I spoke to Allison who was very helpful over the phone, she went through all of my options available to me without any judgement at all which was nice. Very personable phone manner and made the whole experience effortless. Very helpful.
Liam
The team are really supportive
The team are really supportive and helped me every step of the way, although I hardly had to do anything anyway. They have kept in touch to check on me regularly and make sure I am happy with everything and offered their support throughout. Couldn’t recommend them enough for those who are in stressful financial situations and need help.
Abbie
I spoke to Zahid
I spoke to Zahid and he explained everything to me , what options were available and helped me decide what would be best for me, the whole process was simple and straightforward and at an affordable monthly payment
Ruth Igiebor
Carol – July 2024
Free debt advice
that won’t affect your credit rating
We are rated 5 star by
more than 93%
on Trustpilot
We advise on all UK solutions
to help manage your debt
We’ve helped over
people with their debt
When it comes to finance, you want advice you can trust. Here’s why you can be confident we’ll help you find the best solution to deal with your debt.
12,700
people found our advice helpful
4,600
people would recommend or highly recommend us
2,600
people rated our customer service at least 4 out of 5
1,200
people said our experts were kind
1,000
People left a positive review calling out our advice
* Reviews for the Creditfix Group
If you’re struggling with unsecured debt, such as credit cards, loans or utility bills, you may consider a debt solution to manage what you owe. It’s important to be aware that there are many solutions available, each with its own eligibility criteria.
Before making a decision on entering any solution, it’s important to seek professional debt advice to find out more about each and ensure you choose the most suitable and sustainable solution for your situation.
The fact-finding and advice call is free. That call will explore all possible debt solutions applicable to you.
If you live in England, Wales and Northern Ireland, an IVA may be a suitable debt solution. An IVA will be provided by Creditfix and fees will apply.
If you live in Scotland, a Trust Deed or the Debt Arrangement Scheme may be a suitable debt solution. Trust Deeds and DAS will be provided by Carrington Dean Group Limited and fees will apply.
When considering a debt solution it’s important to be aware it will likely adversely affect your credit rating as it will show on your credit report for six years after it has been approved.
However, it’s important to note your credit score will likely already have been affected by being in debt in the first place.
In most cases entering a debt solution won’t affect employment. However, in certain professions, such as accountants and solicitors, having a formal arrangement in place may mean that you can no longer practice or you may only be able to practice under certain conditions. An advisor will be able to discuss this in more detail.
Entering into a debt solution can be a positive way to manage your debt and finances.
Many debt solutions offer the opportunity to combine several debt repayments into one monthly payment, based on your affordability.
An advisor will discuss all considerations with you before you make the decision to enter a solution.
We offer debt advice tailored to your circumstances. We’ll find out more about your current financial situation and your lifestyle to advise on the best solution for you.
All of our advice is free; however, fees will apply should you decide to enter into an arrangement.
These will be discussed by an expert advisor to make sure you are fully aware of the costs involved.
Getting debt advice can be a positive way to manage what you owe. However, it’s important to be aware that while advice is free, fees may apply if you decide to enter into a debt solution. Debt solutions are subject to eligibility criteria and can negatively affect your credit rating.
The advantages and disadvantages for each solution can be found here.
An advisor will discuss all considerations with you in full to help you make an informed decision on how you choose to proceed.
