Baby Cost Calculator

Plan your finances before your new arrival. Adjust the costs below to get a personalised estimate of what you'll spend in the first year.

Your Finances

£
£

Monthly Essentials

Recurring costs each month

Nappies Around £25/month
£25
£10£50
Baby Wipes £7 to £45/month
£20
£7£45
Formula Milk £40 to £60/month
£50
£0 (breastfeeding)£80
Clothes Around £20/month
£20
£5£50
Bath & Skincare £5 to £10/month
£8
£5£20

One-Off Purchases

Items you buy once

Cot £70 to £90
£80
£40£200
Cot Mattress £11 to £13
£12
£8£30
Moses Basket Around £125
£125
£50£200
Pushchair / Stroller £200 to £1,500
£350
£100£1,500
Car Seat Average £120
£120
£40£300
Playmat £5 to £15
£10
£5£30
Breast Pump £20 to £400
£60
£20£400
Baby Monitor Average £50
£50
£20£150

First Year Summary

Monthly Costs
£123
One-Off Purchases
£807
Estimated First Year Total
£2,283
(£123/mo × 12) + £807 one-off
Budget vs Cost 83% covered

Your monthly budget of £200 covers £123 in monthly costs.

Savings Timeline

With £0 saved and £77/mo surplus, you'll cover the first-year costs in about 11 months.

Cost Breakdown

* All figures are estimates based on average UK prices in 2024. Actual costs may vary depending on brand choices, location, and lifestyle. This calculator is for guidance only.