Our financial tools are a great place to start for practical steps to take control of your money.
See how long it'll take to pay off your credit card balance and how a small change to your monthly repayments could make a big difference.
Try our debt repayment calculator
Struggling to see where your money goes each month? Our easy-to-use Budget Calculator helps you break down your income and spending, so you can spot where to save and feel more in control.
Try our budget calculator Using Buy Now, Pay Later across multiple providers? Our BNPL Calculator helps you track commitments from Klarna, Clearpay and PayPal, spot when payments overlap, and avoid costly sting weeks.
Try our BNPL calculator Streaming, music, food boxes — subscriptions add up fast. Our calculator shows you what you're really spending each month and what you could afford instead.
Try our subscription calculator Other tools
Utility Bills Calculator
Estimate your household utility bills including electricity, gas, water, and TV license.
Rent Affordability Calculator
Find out how much rent you can realistically afford based on your income and expenses.
Child Benefit Calculator
Calculate your Child Benefit entitlement and see how the High Income Charge may affect you.
Baby Cost Calculator
Plan your finances before your new arrival with a personalised estimate of first-year costs.
Cost of Christmas Calculator
Plan your Christmas spending across gifts, food, travel, and more — and see how to save.