Our financial tools are a great place to start for practical steps to take control of your money.
See how long it'll take to pay off your credit card balance and how a small change to your monthly repayments could make a big difference.
Try our debt repayment calculator
Struggling to see where your money goes each month? Our easy-to-use Budget Calculator helps you break down your income and spending, so you can spot where to save and feel more in control.
Try our budget calculator Using Buy Now, Pay Later across multiple providers? Our BNPL Calculator helps you track commitments from Klarna, Clearpay and PayPal, spot when payments overlap, and avoid costly sting weeks.
Try our BNPL calculator Streaming, music, food boxes — subscriptions add up fast. Our calculator shows you what you're really spending each month and what you could afford instead.
Try our subscription calculator Other tools
Bonus Tax Calculator
Work out how much of your bonus you'll actually take home after income tax, National Insurance, pension and student loan deductions.
Utility Bills Calculator
Estimate your household utility bills including electricity, gas, water, and TV license.
Rent Affordability Calculator
Find out how much rent you can realistically afford based on your income and expenses.
Child Benefit Calculator
Calculate your Child Benefit entitlement and see how the High Income Charge may affect you.
Baby Cost Calculator
Plan your finances before your new arrival with a personalised estimate of first-year costs.
Cost of Christmas Calculator
Plan your Christmas spending across gifts, food, travel, and more — and see how to save.
Mortgage Calculator
Work out monthly repayments, stamp duty, and how overpayments shorten your term — for England, Scotland and Wales.
World Cup Cost Calculator
Estimate how much you'll spend watching the World Cup — at home or at the pub — based on your city, drinks, food and merchandise.
Mortgage Overpayment Calculator
See how much you could save in interest — and how many years you could shave off your term — by overpaying your mortgage.
Energy Price Cap Calculator
See how the October and January energy price cap rises could change your monthly gas and electricity bills.
Christmas Lights Cost Calculator
Work out what your festive lights display costs to run, based on your lights, dates and typical UK electricity rates.
Financial Love Match Quiz
A playful quiz to see how you and your partner match up on money — and get talking about your finances together.
