Rent Affordability Calculator

Find out how much rent you can comfortably afford based on your income, expenses and location across the UK.

Your Details

£
£
Food, transport, utilities, debt payments, etc.

Your Rent Budget

Calculating...
£0

recommended maximum monthly rent

0% 0% 50%+

of your income would go to rent

Monthly Budget Breakdown

Rent (recommended) £0
Expenses £0
Remaining £0

Average Rent in London

For a 1 Bedroom property

Average Rent £2,200

Personalised Tips

Additional Costs to Consider

  • Council tax (varies by location and band)
  • Utilities — gas, electricity, water
  • Internet and phone services
  • Contents insurance
  • Moving costs and deposits (usually 5 weeks' rent)

How We Calculate

We use the widely recommended 30% rule — your rent should ideally be no more than 30% of your after-tax income. We also factor in your existing expenses to give you a realistic maximum budget.

The lower of 30% of income or your disposable income minus a safety buffer is shown as your recommended rent.

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Struggling to afford rent?

Our advisors can help you explore ways to reduce your outgoings and manage debt, so more of your income goes towards the things that matter — like keeping a roof over your head.

Get free advice